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# What Is an Appraisal?

An appraisal is a detailed report that ultimately determines the current market value of a home. The appraiser will come out to the home, measure, and take pictures. They will also analyze recently sold properties in the area, looking at the similarities and differences, and ultimately come up with an estimated market value. Lenders will almost always order an appraisal of a home before providing a mortgage, but anyone, such as a cash buyer or a seller, can order one.